Today's India population exceeds 125 crores and that more than 90 percent of the Indian population are ignorant of English. It would require decades for English knowing population to increase significantly. Furthermore, about ten percent of the population are sixty five plus people who are unable handle a communication gadget like smart phone or computer. As cashless transaction can be done only with electronic gadget and knowledge of English, the Modi Inc. proposal for only online transaction is a difficult task for majority Indians. PM Modi, therefore, needs more experts and good economists in his company in order to avoid further embarrassment.
Fish vendor Mariyamma of Cherthala market swiping a debit card in her machine kept in the fish basket and selling sardine for rupees fifty is of course a utopian dream.
K A Solaman
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